BANKING
REIMAGINED
Experience a new dimension of financial fluidly. AI-powered credit, instant approvals, and a tactile interface designed for the future of money.
AI-Powered Credit
Neural Scoring
Our proprietary AI analyzes 2,000+ data points to deliver a decision in 15 minutes. No paperwork, just speed.
ID & Income
Only two documents needed. Upload your ID and proof of income, and our AI handles the rest instantly.
95% Approval
Built to say yes. Our intelligent scoring model looks beyond traditional metrics to give you the credit you deserve.
Instant Disbursement
Once approved, your funds are available in your Quno account immediately. Ready to spend.
Cards that simply work
Right when you start, you'll have a Digital Credit Card that you can use with Apple Pay or Google Pay. For Easy Budgeting, link your card and pay from any of your Bank Accounts. Your Physical Card can have your own design, to make it uniquely yours.
Trusted by Thousands Across Europe
Join the banking revolution. See what our customers say about QunoPay.
Choose Your Card
Select the card that matches your lifestyle. All cards include AI-powered credit approval in 15 minutes.
Billed monthly
- Free EU bank account
- Virtual & physical card
- SEPA instant transfers
- Mobile app access
- Basic spend analytics
- Up to €1,000 credit limit
Perfect for everyday banking needs
Billed monthly
- Everything in Silver
- Premium metal card
- Up to €10,000 credit limit
- 1.5% cashback on all purchases
- Travel insurance included
- Priority customer support
- Currency exchange at real rate
For those who demand more
Billed monthly
- Everything in Gold
- Exclusive black metal card
- Up to €50,000 credit limit
- 3% cashback on all purchases
- Premium travel perks & lounge access
- Dedicated account manager
- Exclusive member events
- Concierge service 24/7
Ultimate banking experience
Frequently Asked Questions
Everything you need to know about QunoPay